Pension rules

Our Pension Rules section will get you up to speed on the latest UK pension legislation. Learn more about the pension age, the pension protections in place, and the death and divorce rules that currently apply.

PENSION LAW

Pension legislation

Find out what early pension release is and the rules and consequences of withdrawing money from your pension before the age of 55.

Pension age

Find out how old you need to be to draw a State Pension and the age for accessing your personal or workplace pensions, including future age increases.

Pension credit

Find out how Pension Credit works and the rules that apply.

SERPS

Find out what SERPS is, what’s meant by the term ‘contracting out’ and who is eligible to receive the Additional State Pension.

Workplace pension law

Find out how old you need to be to draw a State Pension and the age for accessing your personal or workplace pensions, including future age increases.

What is pension clawback?

Find out more about pension clawback and what it could mean for your retirement.

Pension rules after bankruptcy

Find out what happens to your pension if you‘re declared bankrupt.

What happens to my pension if I am made redundant?

Find out what happens to your pension if you're made redundant.

What happens to my pension if I move abroad?

Learn what happens to your pension if you move abroad.

What does capital at risk mean?

Learn what 'capital at risk' means.

How much tax do you pay inside IR35 on pension contributions?

IR35 is a complex bit of legislation that determines a contractor’s tax liabilities. Increasing pension contributions may lower the amount of tax due, but there’s no requirement to alter existing arrangements.


PENSION PROTECTIONS

What is the Pension Protection Fund?

Find out what The Pension Protection Fund (PPF) is, how it works and who it protects should a pension scheme go bust. Learn how to make a claim.

What is the FSCS?

Unsure what the Financial Services Compensation Scheme (FSCS) is? Find out how it works and how it can help you.

What is the Pensions Ombudsman?

Learn how the Pensions Ombudsman can help you settle a complaint with your pension scheme and find out how to get in touch.

What is the Pensions Regulator?

Find out what the role of The Pensions Regulator is and how it can protect you should a problem arise with your workplace pension.


PENSIONS AND DEATH RULES

Pension rules after death

Discover the rules surrounding death and pensions and how can you set up beneficiaries with PensionBee.

What is a widow’s pension?

Find out what a widow's pension is and the benefits you may be entitled to when your spouse or civil partner dies.


PENSIONS AND ILL HEALTH

What happens to your pension when in hospital?

Learn what happens to your workplace pension, State Pension and how your Pension Credits could be affected when in hospital.


PENSION AND DIVORCE RULES

How long after divorce can you claim a pension?

Learn about the pension rules that apply when you're going through a divorce.


Combine your pensions

At PensionBee, we do things differently. There are no hidden service fees, platform fees, or any other kind of confusing fees - just one clear annual fee.

Get started

Mobile PensionBee analytics chart Mobile PensionBee analytics chart
Mobile PensionBee analytics chart
Apple Store logo Google Store logo

Have a question?Call our UK team020 3457 8444

Monday-Wednesday 9:30am-6pm,Thursday-Friday 9:30am-5pm