Be pension confident.

Take control of your retirement. Combine, contribute and withdraw from your pension with ease.

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With investments, your capital is at risk

A photograph of Simone and her dog with FSCS branding in the lower right-hand corner.

Four folders are arranged within a stylised phone interface, signifying the combining of pensions.

Combine pensions online in minutes

Simply tell us the names of your old pension providers and some basic information to start switching to PensionBee.

More about pension consolidation

A card is placed near an illustration of a laptop with a graph on the screen.

Contribute in a few simple steps

Add money to your pension in a few clicks (or taps if you’re in the app!). You can contribute once or on a regular basis.

Contributing to your pension

A phone with some generic banners and a yellow payment card, all in al illustrative style.

Flexible withdrawal options

Access your money with ease whether you choose to set up Regular withdrawals, opt for one-off withdrawals or purchase an annuity.

Withdrawing from your pension

Combine pensions online in minutes

Simply tell us the names of your old pension providers and some basic information to start switching to PensionBee.

More about pension consolidation

Contribute in a few simple steps

Add money to your pension in a few clicks (or taps if you’re in the app!). You can contribute once or on a regular basis.

Contributing to your pension

Flexible withdrawal options

Access your money with ease whether you choose to set up Regular withdrawals, opt for one-off withdrawals or purchase an annuity.

Withdrawing from your pension

A split image shows a mobile phone displaying a "Retirement Planner" app on the right, and two white cards with pension transfer statuses on the left. On the phone screen, the Retirement Planner app is open. The top of the screen reads "You're on track to have £326,120 at retirement. If you take £24,000 per year, this will last until age 84." Below this, there's a control to "Retire at 63" with plus and minus buttons. A line graph shows "Current projection £326,120" and "Your target £447,561." The x-axis ranges from Age 38 to Age 90, and the y-axis from £0 to £500k. A yellow shaded area indicates the current projection, peaking around Age 75 and then declining. At the bottom, a slider for "Desired retirement income" is set to "£24,000." On the left, two identical white cards are shown against a yellow background with white dotted lines. Each card has "Pension provider name" at the top. Below that, a yellow circle with "90%" inside indicates "Transfer status: Funds received."

A solution for every saver

We're on a mission to build pension confidence so that everyone can enjoy a happy retirement.

Our website and award-winning mobile app make managing pensions easy, whether you're consolidating pensions for the first time or using our handy tools - like our Pension Calculator - to help visualise your retirement.

If you work for yourself, you can open a self-employed pension from scratch by making a pension contribution. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.

Hear from our customers

PensionBee makes me feel very confident about my finances, very informed about pensions, and makes me feel like I have a plan when it comes to my retirement.

Rotimi (34)

PensionBee customer since 2023

I had seven pension funds from previous workplaces and was able to transfer them into one simple plan.

Simone (48)

PensionBee customer since 2022

I signed up using the app, it was really straightforward. I was able to give PensionBee a couple of key facts about each of my pensions, and they did the rest of the work for me.

Daniel (40)

PensionBee customer since 2019

I’m in control of what I’m doing. I can adjust any withdrawals that I make depending on what my needs are at the time.

Moira (64)

PensionBee customer since 2021

PensionBee makes me feel very confident about my finances, very informed about pensions, and makes me feel like I have a plan when it comes to my retirement.

Rotimi (34)

PensionBee customer since 2023

I had seven pension funds from previous workplaces and was able to transfer them into one simple plan.

Simone (48)

PensionBee customer since 2022

I signed up using the app, it was really straightforward. I was able to give PensionBee a couple of key facts about each of my pensions, and they did the rest of the work for me.

Daniel (40)

PensionBee customer since 2019

PensionBee makes me feel very confident about my finances, very informed about pensions, and makes me feel like I have a plan when it comes to my retirement.

Moira (64)

PensionBee customer since 2021

Industry-leading customer service

Your very own UK-based account manager will support you every step of the way.

Sometimes, only human support will do. Once you sign up to PensionBee you'll be given your very own UK-based account manager - a 'BeeKeeper' - who'll guide you through the process of combining your pensions and beyond.

A cropped, oval-framed image shows three people sitting on and next to a green sofa in a casual office or meeting space with dark blue walls. A man on the left sits on a brown armchair, wearing a plaid shirt, dark shorts, and glasses. He is looking at and talking to the woman next to him, holding a wooden stick or tool. A woman in the center sits on the green sofa, wearing a white t-shirt with a graphic (possibly an orange pumpkin or fruit) and light gray trousers, and white sneakers. She is smiling and looking at the man, holding a notebook and pen. A second woman sits on the right end of the sofa, wearing a brightly patterned, multi-colored dress and white sneakers. She has a laptop open on her lap and is looking at and smiling at the man. Green potted plants are visible on a shelf behind the people and next to the sofa.

Awards and achievements

Hexagonal badge with gold border stating 'bOring money CONSUMER RATED VALUE FOR MONEY 2025' on a dark blue background.

Purpose-built pension plans

Our pension plans are managed by BlackRock, State Street and HSBC - some of the biggest money managers in the world.

We offer a curated range of pension plans to suit various savings needs.

For those approaching retirement and looking to reduce risk, we have a Preserve Plan and for those who want to help build a better world, we have a Climate Plan. Or if you're looking to invest in line with your values, we have a specialist Shariah Plan.

If you’re not sure which to choose, we'll automatically invest you in one of our two default options; our Global Leaders Plan if you’re under 50 or our 4Plus Plan if you’re 50 or over.

About our plans

Data visualisation of how the fund is allocated with a pie chart, a yellow graphic overlay and some mountains

Value for money

At PensionBee, there’s no hidden fees. We charge one simple annual fee and we won’t charge you for transferring your pension or switching plans. Our pension fees are transparent and the more you save, the less you pay as we’ll halve the fee on the portion of your savings over £100,000.

We take care of your pension for one simple annual fee.

Have a question about PensionBee?

Get in touch with our friendly UK team

020 3457 8444

Monday - Friday: 9:30am-5pm

[email protected]

Send us an email and we'll get back to you as soon as possible.

Launch live chat

Speak to a member of our friendly team now.

Insights from the experts

Read the latest pension news and retirement planning tips, from our collection of personal finance journalists, investment professionals and money bloggers.

Why are over 50s overlooked as a workforce - and what can we do about it?

Unemployment amongst over 50s is rising, so what’s stopping employers from hiring those with decades of experience? Read to find out.

By Suzanne Noble

16 Sep 2025. 3 min read

Retirement Planning

How pension contributions could stop you from losing 30 hours of free childcare

Find out how pension contributions could help you keep 30 hours of free childcare.

By Jo Middleton

13 Oct 2025. 4 min read

Pension Basics

How to retire early as a self-employed worker

Whatever financial goal you have in mind - here are some things you can do to retire on your terms when you're self-employed.

By Nilesh Pandey

12 May 2025. 4 min read

Self-employed

Be pension confident.

Combine your old pension pots into one new easy-to-manage online plan. It takes just a few minutes to sign up.

Get started

PensionBee is authorised and regulated by the Financial Conduct Authority.
With pensions, your capital is at risk.

General enquiries: 020 3457 8444

General enquiries: [email protected]
‍Press: [email protected]
‍Partners: [email protected]

PensionBee, 209 Blackfriars Road, London, SE1 8NL

© Copyright 2025 PensionBee Ltd. Company registration: 9354862. FCA Reference Number: 744931. Information Commissioner's Office registration: ZA131262. We use cookies to ensure that you get the best possible experience. By continuing to use our website you are agreeing to their use. Find out more about cookies.

PensionBee is authorised and regulated by the Financial Conduct Authority.
With pensions, your capital is at risk.

General enquiries: 020 3457 8444

General enquiries: [email protected]
‍
‍Press: [email protected]

‍Partners: [email protected]

PensionBee, 209 Blackfriars Road, London, SE1 8NL