Save for your future with a private pension

Start setting money aside for the retirement you want with an easy-to-manage private pension.

Excellent 4.6

Join 337,000+ people saving with PensionBee

With investments, your capital is at risk

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Blue square badge with gold border featuring five gold stars above the text 'boring money Value for Money WINNER 2026'.

Round badge featuring five stars on top, with text reading 'boring money' in pink, followed by 'BEST App' in black and white, and '3 YEARS RUNNING 2026' in bold pink letters.

Join 337,000+ people saving with PensionBee

Simple set up

Sign up for a private pension with PensionBee, combine old pensions into one pot in minutes and start saving for your future.

Flexible contributions

Make one-off contributions or pay into your pension regularly. Plus, easily change what you pay in based on your income each month.

Save more, pay less

Pay just one annual pension fee between 0.50% and 0.95%, depending on your plan. We’ll halve the fee on savings over £100,000, too.

Get started

With investments, your capital is at risk

13,500+ reviews

Excellent | 4.6

Value for Money Winner 2026 badge with five gold stars on navy and gold background.

Boring Money Best App badge with five stars and text '3 Years Running 2026' in a circular design.

Boring Money Best Buy Pension award badge with six gold stars and text for 2026 six years running.

Multi award-winning

Recognised by industry experts

UK-based account manager

Human support from your dedicated 'BeeKeeper'

Set up your private pension in three easy steps

Step 1

Sign up

Download our app or sign up online. It takes just a few minutes to get started with your personal pension.

Step 2

Tell us about your pensions

Transfer your old pensions into one easy-to-manage plan. We also have a self-employed pension.

Step 3

We'll combine them into one plan

When your old pensions have been transferred to us, and your new pension is ready, we'll email to let you know.

Why save into a private pension?

Contribute as often as you like

Make personal pension contributions via Easy bank transfer in just a few taps from your online account (your ‘BeeHive’).

Get a tax top up on your contributions

Private or personal pensions are a tax-efficient way to save towards your retirement. Most basic rate taxpayers usually get a 25% tax top up, meaning for every £100 you pay into your pension, the government adds £25, making it £125. The tax free limit on eligible pension contributions is currently set at £60,000 per year or 100% of your salary (whichever is lower) in the 2026/27 tax year.

Invest for the future

Pension plans usually invest your money in a mix of assets, aiming to grow your savings over time.

PensionBee offers a range of pension plans specially designed to suit different savings needs, each managed by one of the world’s largest money managers.

Take your savings flexibly

Choose how to withdraw money from your private pension from age 55 (57 from 2028).

Draw down a set amount each month, take out a lump sum (up to 25% tax-free), buy an annuity, or do a combination of these options. You can also set up Automatic withdrawals and have your money sent straight to your bank account each month.

Get started

With investments, your capital is at risk