Pension contributions

Flexible contributions that help you grow your pension pot and enjoy a happy retirement.
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Join 327,000+ people saving with PensionBee

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Contribute your way

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Fast

Add money to your PensionBee pension in just a few clicks (or taps if you’re in the app!).

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Flexible

You can contribute once or on a regular basis with Easy bank transfer or by setting up a regular bank transfer.

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Simple

There are no minimum contributions, so you can save any amount, as often as you like.

How does it work?
Managing your pension contributions doesn’t have to be complicated. Here’s what you need to know about contributions, tax relief and annual limits.

You contribute

Make one-off payments or set up monthly personal contributions to your PensionBee pension. You can pay into multiple pensions at a time - including your workplace pension and any other private pensions - up to an annual limit*.

You get free tax top ups

Most basic rate tax payers will get a 25% tax top up from HMRC for all eligible contributions - which we’ll claim for you. That means £100 in your pension would be topped up by £25 bringing the total contribution to £125. Higher and additional rate taxpayers can usually claim back extra tax relief via a Self-Assessment.

Your employer contributes

If you’re enrolled into a workplace pension, usually your employer adds money to your pension too. You can ask them to pay directly into your PensionBee pension instead.

If you’re the director of a limited company, you can make both personal and employer contributions to your pension. Company contributions may be considered an allowable business expense and could save you money on your tax bill.

*Don’t forget your limits - the current standard annual allowance for pension contributions (including personal, employer and third party) is £60,000 (2026/27). There’s a separate limit on tax relief. Most eligible savers can get tax relief on personal and third party contributions up to 100% of their salary, capped at £60,000. Tax relief isn’t applied to employer contributions.

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Combine old workplace pensions

If you have old pensions from previous jobs, why not transfer them to your PensionBee pension? With all your savings in one place, it could be easier to manage and you might save on fees you’re paying across multiple providers.

See how contributions can impact your savings over time

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Pension Calculator

Use our Pension Calculator to undserstand how much you might need to save into your pension.

Pension Calculator
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Tax Relief Calculator

See how much tax relief could be added to your pension with the Pension Tax Relief Calculator.

Tax Relief Calculator
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Inflation Calculator

Learn how inflation could impact your pension pot value over time with the Inflation Calculator.

Inflation Calculator