Pension Contributions

Our Pension Contributions section takes you through the basics of saving for retirement. Learn how to make contributions, how much to pay in, and what contribution limits apply, plus discover what your options are if you’re self-employed.

Employer matched pension contributions

Find out how employer matched pension contributions work and what impact increased contributions could have on your workplace pension.

How do government pension contributions work?

The government makes contributions to your pension in the form of tax relief. Find out more in our guide to government pension contributions.

How do I top up my pension? (State, personal and workplace)

If you match certain criteria you might be able to top up your State Pension. Find out more, as well as how to top up a private pension.

How much can I pay into a pension each year?

There’s no cap on how much money taxpayers can pay into a pension each year, but there is a tax-free allowance of £60,000 that applies.

How much should I pay into my pension?

As a rough guide, it's sometimes suggested that money equivalent to around 15% of your annual salary should be tucked away into your pension.

How to check your pension contributions

Learn how to check your pension contributions, whether it's your personal, workplace or State Pension.

How to pay a lump sum into a pension

You can pay a lump sum into a pension plan as you wish, in addition to any regular payments. However, there can be tax implications. Find out more.

Making pension contributions

When you save into a pension, you can currently get tax relief on gross contributions up to <sup>_annual_allowance</sup> or 100% of your income.

Pension carry forward rule

Pension carry forward allows you to make pension contributions over the annual allowance and still receive tax relief.

Pension contribution limits

How much can you contribute to your pension in the current tax year and still benefit from tax relief? Read our jargon-free overview.

Pension contributions while on parental leave

Learn how your maternity, paternity, or adoption leave can impact your pension and what to do next to maintain pension contributions.

Pension overpayment

Pension overpayment can occur when you accidentally receive a higher pension income than has been agreed.

When should I start a pension?

We all know it's sensible to start a pension, but when exactly is the best time to start saving? Find out in our short guide.

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Pension Contributions

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