Invisible workers calculator

Why we're fighting for change

Since 2012, Auto-Enrolment has helped millions start saving for retirement. But it's left behind some of the hardest-working people in our economy: the invisible workers.

If you're self-employed, work in the gig economy, care for family, or earn below £10,000 a year, you miss out on being auto-enrolled into a pension, and on the employer contributions that come with it. That's free money that employed workers receive, but that invisible workers miss out on.

PensionBee is shining a light on this issue. We're calling on the government to lower the Auto-Enrolment thresholds to include more people, and to introduce a pension education pathway within Self-Assessment tax returns - so the self-employed have the tools and understanding to start closing the gap with their employed peers.