Finding & Transferring Pensions

Our Finding and Transferring Pensions section outlines the basics of bringing your pensions together. Learn how to trace lost pensions and transfer them into one plan, or simply weigh up the pros and cons of combining your old pots.

How can I find my pensions?

To find your pensions, you'll need to contact your pension provider or your former employer. There are also other ways to find your pensions.

How can I transfer pensions?

You can transfer your UK pension pot into another registered UK pension scheme, or an overseas option if you're moving abroad. Learn more.

How to find a pension number

Learn how to find a pension number, including where you can find it on your pension paperwork and who to contact for help.

How to transfer an overseas pension to the UK

A Recognised Overseas Pension Schemes, or 'ROPS', can in fact be transferred back to the UK. Find out more.

How we handle exit fees and special benefits here at PensionBee

Some older pension types may contain valuable special benefits or exit fees. Learn how we handle these when transferring a pension to us.

Overseas pension transfers

If you’re thinking of moving abroad, or indeed moving back to the UK, learn more about how overseas pension transfers work.

Pension transfer charges

Before you transfer your pension you should investigate what fees you’ll be charged and if there are any restrictions.

Protecting consumers and their legitimate transfers

If you’re planning on transferring your pension, learn more about how the 2021 anti-scams legislation could impact you.

Should I consolidate my pensions?

If you have several pension pots, consolidating your pensions can be a good way to get on top of your retirement savings.

Should I transfer my pension?

What should you bear in mind when you transfer a pension? Find out more about the things you should consider.

The Pension Tracing Service

You can use the Pension Tracing Service to locate an old pension and find out the contact details for a pension scheme.

What are With-Profits pensions funds?

Some pension providers may invest your money in a With-Profits fund. Learn more about what With-Profits pensions funds are.

What happens to my pension when I leave a company?

Find out what you can do to better manage your old pensions, as we explain what happens to your pension if you leave a company.

What is a frozen pension and what are my frozen pension options?

Do you have old pensions from previous employment? Find out what a frozen pension is and what your frozen pension options are.

What is an active pension?

If you’re considering consolidating your pensions, find out how pensions still receiving contributions can impact the transfer process.

What is an exit fee?

Some older pension types may charge an exit fee when you transfer a pension. Learn what an exit fee is and its potential impact on your pension.

Why is my transfer taking so long?

Find out why your pension transfer’s taking so long and if there’s anything you can do to speed up the process.

Have a question?

Call our UK team

020 3457 8444

Monday-Friday: 9:30am-5pm

Finding & Transferring Pensions

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