The following is a transcript of a bonus podcast episode of The Pension Confident Podcast. Listen to the episode, watch on YouTube or scroll on to read the conversation.
PHILIPPA: Hi, welcome back to The Pension Confident Podcast. I’m Philippa Lamb, here’s your Series 5 rewind so far!
We’ve been asking big questions this year like “What happens when your job disappears overnight?”
ELEANOR: I got a call, asking me to go up and see the new Editor. [I] walked in, the tissues were on the table -
PHILIPPA: [Gasps]
ELEANOR: The Head of [Human Resources] (HR) was there with the new boss, and I was out.
PHILIPPA: “Is being single costing you?”
PHILIPPA: I know it’s a bit personal, but who’s single right now?
VALENTINA: I am.
BOBBY: Mine is complicated, so in physics -
ALL: Ooooh!
PHILIPPA: “Who’s going to get Britain’s £5.5 trillion pound inheritance pile?”
ANNALIESE: Do you have a will? I’m putting you on the spot there.
DAN: I don’t have a will -
ALL: [Gasps]
DAN: Yet!
PHILIPPA: “Are Buy-to-Lets still worth having?”
MICHAEL: It’s down to how much rent the surveyor agrees it’s going to get. And surveyors are very prudent and very mean at times.
PHILIPPA: “Can you build a pension pot from scratch if you’re [aged] 50 plus?”
HANNAH: Play around with the compound interest calculator. Trust me, it’s more fun than that sounds.
PHILIPPA: Yeah, it doesn’t sound like a great day, but it really is.
PHILIPPA: And, one for all of us, “How do you keep lifestyle creep at bay?”
CLARE: Keeping lifestyle creep at bay is like playing whack-a-mole, because as you have more money, you sort of think, “Why not?”
PHILIPPA: This is news you can use and there’s more. The other day I sat down with Series Producer, Lucy Greenwell, to pull out our absolute favourite bits from Series 5 so far. That’ll drop into your feed later this month. For now, here’s a taster.
PHILIPPA: Do you know how many guests we’ve had on this series so far?
LUCY: I do, I’ve counted them up -
PHILIPPA: of course you have -
LUCY: all told, in the last six months we’ve had 33 different voices on Series 5 of the podcast!
PHILIPPA: And come September, after our annual summer break, the podcast is back, to dig into “What might be missing from your investment portfolio?”
GABRIEL: No one ever says “Beware, your money is being eroded by inflation”. It’s always “Beware, capital at risk with investing”, which I think has turned us into a nation of savers. We love a rainy day, but we’re too good at it.
PHILIPPA: So lots coming up and of course, if you’ve missed an episode, you can always catch up wherever you get your podcasts, or on YouTube, or in the PensionBee app. Happy listening!
Risk warning
As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.
Period | Market Event | FTSE World TR GBP (%) | 4Plus Plan (%) |
|---|---|---|---|
4Plus Plan’s inception – 6 Sept 2013 | QE Tapering, China Interbank Crisis and its aftermath | -5.44 | -2.41 |
3 Oct 2014 – 15 May 2015 | Oil price drop, Eurozone deflation fears & Greek election outcome | -5.87 | -1.77 |
7 Jan 2016 – 14 Mar 2016 | China’s currency policy turmoil, collapse in oil prices and weak US activity | -7.26 | -1.54 |
15 June 2016 – 30 June 2016 | BREXIT referendum | -2.05 | -1.07 |
