Excellent 4.6

Combine, contribute and withdraw from your pension with ease.

With investments, your capital is at risk.

.pb-fc .pb-fc__body { opacity: 1 !important; max-height: 150px !important; transform: none !important; visibility: visible !important; } .pb-fc .pb-fc__gradient::after { opacity: 1 !important; }

Combine pensions online in minutes

Bring your pensions together into one easy-to-manage plan.

Contribute in a few simple steps

Add money to your pension in minutes or set up regular contributions.

Flexible withdrawal options

Access your pension with ease by taking a lump sum or setting up Automatic withdrawals (from age 55, 57 from 2028).

Take control of your retirement

Whether you're consolidating pensions, making flexible contributions or opening a self-employed pension from scratch, our website and award-winning app make managing your pensions easy. Use tools like our Pension Calculator to visualise your retirement or our Drawdown Calculator to manage your pension withdrawals (from age 55, rising to 57 from 2028).

Mobile screen showing pension balance £87,400 with notifications of contributions and withdrawals.

Take control of your retirement

Mobile screen showing £87,400 total value and transactions, with two women on sides and a PensionBee notification.

Purpose-built pension plans

We offer a curated range of pension plans to suit various savings needs, all managed by some of the biggest money managers in the world - BlackRock, State Street and HSBC.

See all plans

13,000+ reviews

Excellent | 4.6

Value for Money Winner 2026 badge with five gold stars on navy and gold background.

Boring Money Best App badge with five stars and text '3 Years Running 2026' in a circular design.

Boring Money Best Buy Pension award badge with six gold stars and text for 2026 six years running.

Multi award-winning

Recognised by industry experts

UK-based account manager

Human support from your dedicated 'BeeKeeper'

Industry-leading customer service

Sometimes, only human support will do. Once you sign up to PensionBee you'll be given your very own UK-based account manager - a 'BeeKeeper'. Read our Trustpilot reviews and see how we've helped customers from combining pensions to pension drawdown and beyond.

See our reviews

"Easy-to-use and transfer money from several pension pots into one."

Five white stars on green squares, representing a five-star rating.

Nicola

Excellent 4.6 | 13,000+ reviews

"Swift, efficient service. Regular updates. No issues, I'm really happy with the service."

Five white stars inside green squares representing a five-star Trustpilot rating.

Lee

Excellent 4.6 | 13,000+ reviews

"Such an incredibly easy service to set up and merge my previous pensions."

Five white stars evenly spaced on a green background representing a five-star rating.

Natasha

Excellent 4.6 | 13,000+ reviews

Meet Nigel

Read Nigel's story

Meet Nigel

Read Nigel's story

Industry-leading customer service

See our reviews

"Easy-to-use and transfer money from several pension pots into one."

Nicola

Excellent 4.6 | 13,000+ reviews

"Swift, efficient service. Regular updates. No issues, I'm really happy"

Lee

Excellent 4.6 | 13,000+ reviews

"Such an incredibly easy service to set up and merge my previous pensions."

Natasha

Excellent 4.6 | 13,000+ reviews

Two smartphones showing a pension app with total value £87,400, transactions, and money in details.

One simple annual pension fee

Value for money

At PensionBee, there’s no hidden fees. We charge one simple annual pension fee and we won’t charge you for transferring your pension or switching plans.

Save more, pay less

Our pension fees are transparent and the more you save, the less you pay as we’ll halve the fee on the portion of your savings over £100,000.

We're trusted by over 327,000 customers

"My favourite thing about PensionBee is just how easy it was as a self-employed, busy mum to set it up and get going. It’s given me a huge amount of confidence as I'm finally starting to save for my future."

Becca (39)

PensionBee customer since 2023

"I had five or six old pensions and every company had a different provider. Now my pensions are together it makes life nice and easy. I can look forward to enjoying my retirement rather than worrying about it."

James (50)

PensionBee customer since 2017

"When I was thinking about which provider to go with, I was impressed that PensionBee had a Shariah Plan. I wasn't aware that there was a plan like this that aligned with my social, religious and ethical beliefs."

Sarah (50)

PensionBee customer since 2021

Becca (39)

PensionBee customer since 2023

James (50)

PensionBee customer since 2017

Sarah (50)

PensionBee customer since 2021

Explore our retirement planning tools

Our Pension Calculator shows how long your pension could last, our Pension Tax Relief Calculator shows how much tax relief could be added to our pension contributions and you can use our Drawdown Calculator to start planning your pension withdrawals, from the age of 55 (57 from 2028).

Pension Calculator

See how long your pension savings could last in retirement.

Learn more >

Pension Tax Relief Calculator

Find out how much tax relief you could get on your contributions.

Learn more >

£0

Tax-free cash available

£0

Drawdown Calculator

Plan how much you could withdraw from your pension (from age 55, rising to 57 from 2028) and the tax you could pay.

Learn more >

Have a question about PensionBee?

Get in touch with our friendly UK team

020 3457 8444

Monday - Friday: 9:30am-5pm

contact@pensionbee.com

Send us an email and we'll get back to you as soon as possible.

Launch live chat

Speak to a member of our friendly team now.

Insights from the experts

Read the latest pension news and retirement planning tips, from our collection of personal finance journalists, investment professionals and money bloggers.

How to get your finances ready for a career change

Whether it's retraining, freelancing, or cutting back on your hours, find out how to prepare your finances if you're thinking about switching careers.

Emma Lunn

13 May 2026

All

Money Matters

6 pension tips for sole traders

Whether you're new to being self-employed or you've worked for yourself your entire career, these six tips could help you make the most of your pension.