How it works

We start by transferring your old pensions and investing them into one new easy-to-manage online plan. If you're self-employed, you can start a new pension with us by setting up a contribution.
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Sign up in three steps

Becoming a PensionBee customer’s easy! Follow three simple steps to access your online account - your ‘BeeHive’ - and start managing your pension with confidence. When you sign up, we'll automatically invest you in one of our two default pension plans based on your age, but you can switch plans anytime.
Get started
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Step 1

Sign up

Download our app or sign up online.

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Step 2

Add your personal details

We’ll need your legal name, address, date of birth and National Insurance (NI) number.

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Step 3

Combine or contribute

Transfer your old pensions or start fresh with a contribution. Self-employed? Set up flexible contributions with no minimums.

Meet your BeeKeeper

Your personal account manager (known as your 'BeeKeeper') will guide you every step of the way. We’ll handle transfers (which typically take 12 weeks) and get your permission if needed. You can contribute by Easy bank transfer anytime in just a few clicks.

Welcome to your BeeHive

Say goodbye to paperwork

Update your personal details, select your beneficiaries, switch plans and contact your BeeKeeper online all from one place.

Flexible contributions with no minimums

Make flexible personal contributions or ask your employer to pay directly into your PensionBee pension. Work for yourself? If you’re the director of a limited company, you can make employer contributions too.

Live balance and plan performance

View your live balance and check the performance of your pension as soon as your pensions are transferred or you make a new contribution.

Tools to help you plan for retirement

Get access to planning tools, checklists and your Retirement Planner, where you can track your progress and see how long your pension could last.

Withdraw with ease

Once you reach 55 (57 from 2028) you can make a withdrawal once a month from any of our plans online, through PensionBee drawdown, no forms needed. Payments typically take 7-10 working days. Or, you can choose to receive a regular income and buy a pension annuity through our partner, Legal & General.

One simple annual fee

You'll pay one simple annual fee between 0.50% and 0.95%, depending on your plan.
Billed monthly. No fine print. More on fees.

Be pension confident!

Combine your old pension pots into one new online plan. It takes just a few minutes to sign up.
Get started
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