How to trace a lost pension

Tracing a lost pension usually involves contacting your old employers or seeing if the government's Pension Tracing Service can help. Or, if you want to combine your old pensions into a PensionBee plan, PensionBee can help.

Trace your lost pensions

If you’ve lost one or more pensions (perhaps if you’ve misplaced your pension number, for example), you can get in touch with your old employers to find out who your workplace pension providers are, and then contact your pension providers directly to get details about your pensions.

When tracing your pension, you will probably need to provide at least your name, address, and National Insurance number so that your existing pension provider can verify your identity. You may be able to find your National Insurance number on documents like a payslip or P60. If you’re unable to locate it, you can easily find your National Insurance number online using HMRC’s free tool.

You can also try the free government Pension Tracing Service (UK). This pension tracker uses a database of pension provider contact details that you can search by employer name to help find your pension.

You can find more information on our in-depth page about finding your pensions.

Pension tracing service for deceased relatives

If you know or think that a deceased relative left a pension, and you’re the executor of their estate or their next of kin, you can use the government’s Pension Tracing Service to find out.

If you’re successful in locating a pension, the pension provider may ask to see a death certificate and identification to confirm your relationship.

PensionBee can help you to combine and transfer your pensions

Sign up to PensionBee and give us some information about you and your old pension providers. We’ll speak to them to get your pension balances and move your pensions across to your new plan. The more information you can provide, such as a policy number, the faster we’ll be able to find and transfer your money.

Risk warning

As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.

Last edited: 06-04-2024

Lost track of your old pensions?

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