Important: With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.
Combine pensions online in minutes
Simply tell us the names of your old pension providers and some basic information to start switching to PensionBee.
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Contribute in a few simple steps
Add money to your pension in a few clicks (or taps if you’re in the app!). You can contribute once or on a regular basis.
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Withdraw with ease
There are no forms to sign as everything is done digitally. Paying out your cash typically takes 7-10 working days.
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A solution for every saver
We're on a mission to build pension confidence so that everyone can enjoy a happy retirement.
Our website and award-winning mobile app make accessing pensions easy. You can manage your money from the palm of your hand whether you're consolidating pensions for the first time or using our handy tools - like our Pension Calculator - to help visualise your retirement. If you work for yourself, you can open a self-employed pension from scratch by making a pension contribution. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.
My favourite thing about PensionBee is just how easy it was as a self-employed, busy mum to set it up and get going. It’s given me a huge amount of confidence as I'm finally starting to save for my future.
Becca (39)
PensionBee customer since 2023
I've found working with the PensionBee app quite comforting and it’s very easy-to-understand. I choose to draw down from my pension every month and I can be flexible in how much I take out. It's a very simple process.
Nigel (76)
PensionBee customer since 2021
When I was thinking about which provider to go with, I was impressed that PensionBee had a Shariah Plan. I wasn't aware that there was a plan like this that aligned with my social, religious and ethical beliefs.
Sarah (50)
PensionBee customer since 2021
I had five or six old pensions and every company had a different provider. Now my pensions are together it makes life nice and easy. I can look forward to enjoying my retirement rather than worrying about it.
James (50)
PensionBee customer since 2017
Pick from a range of purpose-built pension plans
Our pension plans are managed by BlackRock, State Street Investment Management and HSBC - some of the biggest money managers in the world.
We offer a curated range of pension plans to suit various savings needs. For those approaching retirement and looking to reduce risk, we have a Preserve Plan and for those who want to help build a better world and invest in line with their values, we have a Climate Plan and a Shariah Plan. If you’re not sure which to choose, we'll automatically invest you in one of our two default options; our Global Leaders Plan if you’re under 50 or our 4Plus Plan if you’re 50 or over. Across each of our plans, we charge one single annual pension fee and you can change plans anytime.
Awards and achievements:
Awards and achievements:
Industry-leading customer service
Your very own UK-based account manager will support you every step of the way.
Sometimes, only human support will do. Once you sign up to PensionBee you'll be given your very own UK-based account manager - a BeeKeeper - who'll guide you through the process of combining your pensions and beyond.
Have a question about PensionBee?
Get in touch with our friendly UK team
Insights from the experts
Read the latest pension news and retirement planning tips, from our collection of personal finance journalists, investment professionals and money bloggers.
Be pension confident!
Combine your old pension pots into one new online plan. It takes just a few minutes to sign up.

