Simple set up
Signing up takes minutes, so you can get back to running your business
The flexible pension for the self-employed
Contribute as much or as little as you like, as often as you like.
With investments, your capital is at risk
Flexible contributions
Pay into your pension according to your current income
One simple annual fee
Our fees range between 0.50% and 0.95%, depending on your plan*
Simple set up
Signing up takes minutes, so you can get back to running your business
Flexible contributions
Pay into your pension according to your current income
One simple annual fee
Our fees range between 0.50% and 0.95%, depending on your plan*
Transfer your old pensions into one simple online plan, or start a new self-employed pension with us by setting up a contribution (of any size) if you’ve never saved towards your retirement before.
* Some providers charge a whole range of fees, but with PensionBee there's one annual pension fee with 50% off on the portion of your pension over £100,000.
Why start a self-employed pension?
Just 16% of self-employed workers pay into a pension, causing millions to retire without adequate savings.
Many aren’t aware that paying into a pension brings a number of unique benefits, including:
Sole traders get a 25% tax top up from the government on personal pension contributions in most cases; for every £100 you pay in, the government adds £25. If you’re the Director of a limited company, company contributions may be considered an allowable business expense and could be offset against your company’s corporation tax. Inside our BeeHive you can set up and manage your self-employed contributions in a few simple clicks.
Pension plans often invest your money in a range of assets, which is a sensible way of managing risk. At PensionBee we offer a range of pension plans specially designed to suit different savings needs, and managed by some of the biggest money managers in the world.
If you die before the age of 75, your pension can usually be passed on to your beneficiaries as a lump sum without tax deductions. With PensionBee it’s possible to add a beneficiary to your pension in minutes.
Pension freedom rules mean that you can access your pension from the age of 55 (57 from 2028) if you wish, including taking up to 25% as a tax-free lump sum. We can help make pension withdrawals simpler by bringing all your old pots together, plus our entire drawdown process is online and completely paper-free.
