A self-employed pension that works for you
Join 337,000+ people saving with PensionBee
Flexible contributions
Make one-off contributions or pay into your pension regularly. Plus, easily change what you pay in based on your income each month.
Simple set up
Sign up for a private pension with PensionBee in minutes and start saving for your future, today.
A simple annual fee
Pay just one annual pension fee between 0.50% and 0.95%, depending on your plan. We’ll halve the fee on your savings over £100,000, too.
Why do you need a self-employed pension?
Sole traders can usually get a 25% tax top up from the government on most personal pension contributions. For every £100 you pay in, the government adds £25 making it £125. The tax free limit on eligible pension contributions is currently set at £60,000 per year or 100% of your salary (whichever is lower) in the 2026/27 tax year.
If you’re the Director of a limited company, company contributions may be considered an allowable business expense and could be offset against your company’s corporation tax. Set up and manage your self-employed contributions in a few simple steps inside your account (your ‘BeeHive’).
Excellent | 4.6
Recognised by industry experts
Human support from your dedicated 'BeeKeeper'
Saving into a PensionBee pension puts you in the driving seat
Invest for the future
Pension plans usually invest your money in a range of assets, aiming to grow your savings over time. PensionBee offers a range of pension plans specially designed to suit different retirement savings needs, each managed by some of the world’s biggest money managers.
Keep track of your savings
Manage your pension savings from one easy-to-manage account. Add money to your PensionBee pension, view your balance and check your performance in a few taps from the app or website.
Take your pension flexibly
Our pension drawdown process is online and completely paper-free. You can usually take your pension from age 55 (57 from 2028), including up to 25% tax-free. Or set up Automatic withdrawals and have your money sent straight to your bank account every month.
Your pension in your pocket
4.8
App Store | 11,000+ ratings
4.8
Google Play | 7,500+ ratings
What our customers think of our self-employed pensions
Recommended
I’m self-employed and have been worrying about not having a pension for some time. PensionBee was recommended for me by a financial advisor. So simple to set up, easy to transfer over old pensions, and they kept me informed over what’s happening. Wish I’d done this before.
Simple and great communication
I have been self-employed for 5 years and was putting off porting an old pension to a new provider as it seemed such a hassle, however the process through PB was very easy and I was kept up to date with the transfer throughout.
Being self-employed I wanted to start...
Being self-employed I wanted to start contributing to a pension and also group my old pensions together in one pot to easily manage. So I came across PensionBee and they do everything for you. They give you regular updates on the transfer process so you can just sit back and relax watching all your pension group together.
Make one-off contributions or pay into your pension regularly
Combine your old pensions into one easy-to-manage plan
Pay just one simple annual fee
