Our pension plans

A range of pension plans, for a range of savings needs.

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With investments, your capital is at risk

Plans documents

Plans designed for your needs

We've carefully selected a range of plans to meet a wide range of needs. So whether you're looking for a higher-risk or lower-risk plan, a plan that can help build a better world such as the Impact Plan or a specialist Shariah Plan, the choice is yours. And if you’re not sure which plan to choose, you'll be placed into our default plan, Tailored which automatically adjusts its mix of investments with the aim to maximise growth while you’re younger and reduce risk while you’re older.

We offer diversified plans, meaning they invest across different countries and asset types (such as company shares and bonds). You can easily switch between plans at any time.

The world's biggest money managers, at your service

Responsible for more than £10 trillion of investments between them, our money managers include BlackRock, HSBC, and State Street Global Advisors. So no matter which of our pension plans you choose, you can rest assured that your money’s in experienced hands.

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About our default plan

PensionBee’s Tailored Plan is our default option. It is a target date fund that invests your money differently as you go through life, moving your money into historically safer investments as you approach retirement.

The Tailored Plan has been designed to meet the needs of a typical non-advised customer, which are considered to be a diversified range of age-appropriate pension investments.

The Tailored Plan may not be designed for the specific characteristics of each customer. You may wish to consider our other investment options or you may want to consider seeking investment advice.

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How much does a PensionBee pension plan cost?
  • Combining your existing pensions is always free.
  • Once your pension is with PensionBee, you pay one annual fee taken from your pension pot.
  • Annual pension fees range from 0.50% to 0.95% depending on the plan you choose. Select ‘Plan info’ above for specific plan fees.
  • Your fees are halved for any amount above £100,000 to reward saving e.g. our Tracker Plan costs 0.25% for any portion of your pension over £100,000.

Awards and achievements:

Boring Money - 'Value for money 2024'
Boring Money - 'Best Buy Pension 2024'
Good Egg Accreditation Good Egg Accreditation
Finders Awards Winner 2023 - 'Pensions Innovation' Finders Awards Winner 2023 - 'Pensions Innovation'
Silver Lovie Awards 2023 winner for 'Best Podcast Series'

Awards and achievements:

Boring Money - 'Value for money 2024'
Boring Money - 'Best Buy Pension 2024'
Good Egg Accreditation Good Egg Accreditation
Finders Awards Winner 2023 - 'Pensions Innovation' Finders Awards Winner 2023 - 'Pensions Innovation'
Silver Lovie Awards 2023 winner for 'Best Podcast Series'

Have a question?Call our UK team020 3457 8444

Monday-Friday: 9:30am-5pm