PensionBee plans

Our plans

Find out which of our plans is right for you

Find out which one
is right for you

PensionBee
Tracker
PensionBee
Match
PensionBee
Tailored
Description A simple, cost-effective plan that tracks the market. Managed by State Street Global Advisors. Investment decisions based on the broader pensions industry. Managed by BlackRock. A plan that moves your money into safer assets as you get older. Managed by BlackRock.
Description About plan About plan About plan
Total managed by this money manager £2.0 trillion £4.0 trillion £4.0 trillion
Investment type
  • Equity
  • Fixed income
  • Cash
  • Other
Investment type - Tracker plan Investment type - Match plan Investment type - Tailored plan
Equity 80% 68% 82%
Fixed income 14% 11% 4%
Cash 6% 8% 0%
Other 0% 13% 14%
Investment location
  • UK
  • Europe
  • North America
  • Japan
  • Rest of world/unclassified
  • Cash
Investment geography - Tracker plan Investment geography - Match plan Investment geography - Tailored plan
UK 54% 33% 14%
Europe 13% 13% 9%
North America 13% 13% 34%
Japan 7% 5% 5%
Rest of world/ unclassified 7% 28% 38%
Cash 6% 8% 0%
Further information
Risk/reward profile
1
2
3
4
5
6
7
Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward
1
2
3
4
5
6
7
Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward
1
2
3
4
5
6
7
Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward
Risk/reward level 5 of 7 4 of 7 3-5 of 7
More information
about the plans

Plan factsheet (pdf)

Plan factsheet (pdf)

Plan factsheet (pdf)*

More information
about the plans

Fact sheet (pdf)

Fact sheet (pdf)

Fact sheet (pdf)*

Total annual fee 0.5% 0.6% 0.7%
*This factsheet is for those retiring between the years 2043 and 2045. Please visit the BlackRock website for more factsheets relating to the PensionBee Tailored plan.

About pension fees

All pension plans (except the state pension) charge a fee.
The average cost of a UK pension is 0.8% annually.
It's common for many pension providers to hide fees. Most pension plans will charge at least annual management fees and underlying pension fund fees. Some will also charge transfer-in fees, contribution fees, inactivity fees, commissions and exit fees.

At PensionBee we like to keep it simple

We've priced our pensions competitively so all you pay is an annual management fee of 0.5%, 0.6% or 0.7% of your pension, depending on which plan you choose. This fee covers everything, including your transfers in, the underlying fund fees and making contributions. We never charge any exit fees – and we will let you know if your old providers charge exit fees of £10 or more.

See our FAQs for even more information

As with all pensions, your capital is at risk

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