Our pension plans

A range of pension plans, for a range of savings needs.

With investments, your capital is at risk

Plans designed for your needs

We've carefully selected a range of plans to meet various savings needs. So, whether you're looking for a plan to help build a better world like our Climate Plan or a specialist Shariah Plan, the choice is yours. If you’re not sure which to choose, we'll automatically invest you in one of our two default options; our Global Leaders Plan if you’re under 50 or our 4Plus Plan if you’re 50 or over. Our Global Leaders Plan offers customers a greater opportunity to grow their money before they retire. Our 4Plus Plan seeks to balance growth and stability aiming to grow your pension savings by 4% per year above the Bank of England’s base rate over a minimum five-year period. You can easily switch plans at any time at no cost.

We offer diversified plans, meaning they invest across different countries and asset types (such as company shares and bonds). You can easily switch between plans at any time.

The world's biggest money managers, at your service

Responsible for more than £10 trillion of investments between them, our money managers include BlackRock, HSBC and State Street Global Advisors. So no matter which of our pension plans you choose, you can rest assured that your money’s in experienced hands.

About our default plans

When you join PensionBee we’ll automatically invest your pension into one of our two default plans depending on your age. However, you can join any of our plans regardless of your age at any time.

Our defaults have been designed to meet the needs of a typical non-advised customer, which are considered to be a diversified range of age-appropriate pension investments.

These plans may not be suitable for all customers. You may wish to consider our other investment options or seek independent financial advice.

Global Leaders Plan - our default for customers under 50

The Global Leaders Plan invests in approximately 1,000 of the world’s largest and most recognised public companies. This approach offers customers a greater opportunity to grow their pension savings before they retire.

4Plus Plan - our default for customers aged 50 or over

The 4Plus Plan aims to grow pension savings by 4% per year above the Bank of England’s base rate over a minimum five-year time period. Its holdings may be adjusted weekly depending on market developments, as it seeks to balance growth and stability. This plan may be most suitable for anyone considering accessing their pension in the near to medium term.

How much does a PensionBee pension plan cost?

Combining your existing pensions is always free.
Once your pension is with PensionBee, you pay one annual fee taken from your pension pot.
Annual pension fees range from 0.50% to 0.95% depending on the plan you choose. Select ‘Plan info’ above for specific plan fees.
Your fees are halved for any amount above £100,000 to reward saving e.g. our Tracker Plan costs 0.25% for any portion of your pension over £100,000.

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Awards and achievements:

Awards and achievements: