Our plans

Choose a plan to combine your pensions into

You can choose a plan now from the options below, or choose after you've signed up. If you prefer not to select a plan, we'll automatically transfer your pensions into the Tailored plan when you join us.

Total annual fee
Description
Total managed by this money manager
Investment type
  • Equity
  • Fixed income
  • Cash
  • Property
  • Commodities
  • Other
Investment location
  • UK
  • Europe ex UK
  • North America
  • Japan
  • Asia Pacific ex Japan
  • Rest of World / Unclassified
Risk/reward profile
More information about the plans

Tracker

Total annual fee

0.50%

0.25% over £100k*

0.25% over £100k*

A simple, cost-effective plan that invests your money in global shares, bonds and cash. Investments follow the world's indexes as they move. Managed by State Street Global Advisors.

PensionBee Tracker Plan

Total managed by this money manager

£2.1 trillion

Investment type

Investment type - Tracker plan
  • Equity: 80%
  • Fixed income: 15%
  • Cash: 5%

Investment location

Investment geography - Tracker plan
  • UK: 60%
  • Europe ex UK: 13%
  • North America: 14%
  • Japan: 7%
  • Asia Pacific ex Japan: 6%

Risk/reward profile

Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward

More information about the plans

Plan factsheet (pdf)

Future World

Total annual fee

0.95%

0.48% over £100k*

0.48% over £100k*

Our climate-conscious plan that aims to bring positive growth and change, as explained in the video below. Managed by Legal & General.

PensionBee Future World Plan

Total managed by this money manager

£1.0 trillion

Investment type

Investment type - Future World plan
  • Equity: 100%

Investment location

Investment geography - Future World plan
  • UK: 7%
  • Europe ex UK: 10%
  • North America: 49%
  • Japan: 8%
  • Asia Pacific ex Japan: 5%
  • Rest of World / Unclassified: 20%

Risk/reward profile

Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward

More information about the plans

Plan factsheet (pdf)

*Once your pension grows larger than £100,000 we'll halve the fee on any savings you make over this amount. This discount applies instantly if you transfer in any savings in excess of £100,000.

**This factsheet is for those retiring between the years 2043 and 2045. Please visit the BlackRock website for more factsheets relating to the PensionBee Tailored plan.

More PensionBee Plans
Total annual fee
Description
Total managed by this money manager
Investment type
  • Equity
  • Fixed income
  • Cash
  • Property
  • Commodities
  • Other
Investment location
  • UK
  • Europe ex UK
  • North America
  • Japan
  • Asia Pacific ex Japan
  • Rest of World / Unclassified
Risk/reward profile
More information about the plans

Match

Total annual fee

0.60%

0.30% over £100k*

0.30% over £100k*

A plan that puts your money into a mix of assets, with investments following the strategies of the wider pensions industry. Managed by BlackRock.

PensionBee Match Plan

Total managed by this money manager

£4.8 trillion

Investment type

Investment type - Match plan
  • Equity: 67%
  • Fixed income: 13%
  • Cash: 7%
  • Unclassified: 12%

Investment location

Investment geography - Match plan
  • UK: 34%
  • Europe ex UK: 14%
  • North America: 15%
  • Japan: 5%
  • Asia Pacific ex Japan: 4%
  • Rest of World / Unclassified: 28%

Risk/reward profile

Lower risk
Higher risk
Potentially lower
reward
Potentially higher
reward

More information about the plans

Plan factsheet (pdf)

About pension fees

All pension plans (except the state pension) charge a fee. The average cost of a UK pension is 0.8% annually. It's common for many pension providers to hide fees. Most pension plans will charge at least annual management fees and underlying pension fund fees. Some will also charge transfer-in fees, contribution fees, inactivity fees, commissions and exit fees. See our FAQs for even more information.

At PensionBee we keep it simple

We've priced our pensions competitively so all you pay is an annual management fee of 0.5% to 0.95%, depending on which plan you choose. This fee covers everything, including your transfers in, the underlying fund fees and making contributions. We never charge any exit fees – and we will let you know if your old providers charge exit fees of £10 or more.

As with all pensions, your capital is at risk

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