The UK Pension Landscape

See how UK pension pots differ, depending on region, age and gender.

How does the average pension pot in your region compare to the rest of the nation?

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East Midlands

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Average pension
pot size

£15,531
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Regularly
contributing

34%
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Expected annual
retirement income

£10,577
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Gender
imbalance

32%
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Invested in
green pension

13%
Next
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Average pension
pot size

£24,503
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Regularly
contributing

32%
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Expected annual
retirement income

£13,217
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Gender
imbalance

27%
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Invested in
green pension

15%
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Average pension
pot size

£28,183
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Regularly
contributing

29%
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Expected annual
retirement income

£13,817
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Gender
imbalance

34%
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Invested in
green pension

17%
Next
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North East

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Average pension
pot size

£14,513
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Regularly
contributing

33%
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Expected annual
retirement income

£12,017
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Gender
imbalance

50%
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Invested in
green pension

15%
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North West

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Average pension
pot size

£15,509
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Regularly
contributing

30%
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Expected annual
retirement income

£10,937
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Gender
imbalance

32%
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Invested in
green pension

18%
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South West

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Average pension
pot size

£16,356
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Regularly
contributing

35%
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Expected annual
retirement income

£11,117
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Gender
imbalance

29%
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Invested in
green pension

21%
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West Midlands

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Average pension
pot size

£19,203
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Regularly
contributing

33%
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Expected annual
retirement income

£12,377
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Gender
imbalance

47%
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Invested in
green pension

15%
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Northern Ireland

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Average pension
pot size

£14,796
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Regularly
contributing

30%
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Expected annual
retirement income

£13,577
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Gender
imbalance

76%
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Invested in
eco conscious pension

29%
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Scotland

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Average pension
pot size

£21,482
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Regularly
contributing

32%
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Expected annual
retirement income

£12,377
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Gender
imbalance

32%
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Invested in
green pension

20%
Next
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Wales

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Average pension
pot size

£15,473
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Regularly
contributing

40%
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Expected annual
retirement income

£12,737
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Gender
imbalance

51%
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Invested in
green pension

32%
Next
Choose a region to begin…
map
  • East Mid Lands
  • Northern Ireland
  • London & South East
  • North East
  • North West
  • Scotland
  • South West
  • Wales
  • West Mid Lands
eastmidlands ireland london northeast northwest scotland southwest wales westmidlands

The pension gender gap

Our research revealed a 31% gap between male and female pensions. See the gap broken down from region to region, and discover the impact gender can have on your pension.

North East
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50%
  • Female £8,209
  • Male £16,531
North West
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32%
  • Female £11,361
  • Male £16,809
East Midlands
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32%
  • Female £11,513
  • Male £17,011
West Midlands
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47%
  • Female £11,666
  • Male £22,159
South East
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34%
  • Female £20,638
  • Male £31,220
South West
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29%
  • Female £12,590
  • Male £17,761
Greater London
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27%
  • Female £19,415
  • Male £26,538
Scotland
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32%
  • Female £15,737
  • Male £23,291
Northern Ireland
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76%
  • Female £4,031
  • Male £16,485
Wales
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51%
  • Female £8,552
  • Male £17,417
United Kingdom
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31%
  • Female £16,083
  • Male £23,416

The average pension pot by age

Age has significant impact on the pension gender gap, with inequality increasing as women get older. By the time women reach their 50s, men have a pot that’s almost twice the size.

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Under 30 years old
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33% Gender gap
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£3,309 Average female pot
£4,927 Average male pot
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19% Wants to go green
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30–39 years old
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19% Gender gap
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£12,951 Average female pot
£15,923 Average male pot
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18% Wants to go green
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40-49 years old
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30% Gender gap
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£26,901 Average female pot
£38,384 Average male pot
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15% Wants to go green
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50+ years old
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42% Gender gap
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£31,254 Average female pot
£53,449 Average male pot
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10% Wants to go green

Are some regions more eco-friendly than others?

Finally, we looked at how many Brits prefer eco-friendly saving. In total, 17% invest this way but there’s discrepancies from region to region.

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15%
North East
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18%
North West
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13%
East Midlands
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15%
West Midlands
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17%
South East
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21%
South West
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15%
Greater London
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20%
Scotland
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29%
Northern Ireland
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32%
Wales
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17%
United Kingdom

* Total sample size of the UK Pension Landscape is 5,098 savers except for the the regional eco-friendly breakdown which is made of a sample of 1,667 savers

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