
Complete control and clarity over your pension
We transfer your old pensions and give you a brand new PensionBee plan. You get one simple pension and one clear balance that you can check any time. Everything is designed to give you total peace of mind.
My pensions were dotted around all over the place. I didn't know what they were worth or where they were. By bringing my pots all into one easy online plan, PensionBee has made sure that I never lose track again.
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Lynn
41, PensionBee customer


How it works
Just give us some information about you and your old pensions. We'll start combining and keep you updated as things progress. When it's all done, your money will be managed and kept safe by one of the world's biggest money managers — BlackRock, State Street or Legal & General.
The thought of having to contact pension providers to bring my pensions together into one pot has always seemed daunting, PensionBee have taken this task and made everything so simple and fuss-free.
— Michelle Thompson, Trustpilot

Hi Priyal, thanks for sorting out my pension. I can see all my pensions have now transferred, fantastic!
1m ago


Hi Lynn, you're welcome! Let me know if there is anything else I can help you with :)
Just now
Personal customer support
Sometimes, only a human will do. That's why every customer gets a dedicated BeeKeeper that they can speak to.
Absolutely brilliant. They have an excellent customer service team who are extremely knowledgeable, and are always there to assist you with any queries regarding the process of transferring multiple pensions into one pot.
— Viktoria, Trustpilot
What our customers say about us

The BeeKeepers helped make signing up seamless. The whole process was so easy and painless that I didn't even really have to think about it!
— David (29), Marketing professional

My pensions were dotted around all over the place. I didn't know what they were worth, where they were. PensionBee have brought my pots all into one easy online plan. Simple.
— Lynn (39), Managing director

PensionBee sorted a historical mess I had very quickly and easily. I didn't think I had the time to fix things, but PensionBee offered the perfect solution.
— Juan (48), PR consultant
Transfer your pension to us, totally free
With PensionBee there’s no set up fee. Plus we can help you find and combine your old pensions for free, where others will charge you up to 2.95% of your pot. You can transfer almost any type of pension to us, including:
- Old workplace pensions
- SIPPs (Self Invested Personal Pensions)
- Personal pensions and stakeholder pensions
- Pensions in drawdown
- AVC plans, +Executive Pension Plans, & many more…
A pension that puts the planet first
Our Future World Plan invests in companies generating revenue through low-carbon activities, with a special focus put on businesses that are environmentally friendly. It’s serious about building a better future - for you and the environment - as it aims to strike the perfect balance of performance and sustainability.

Learn more about the eco-friendly investment strategy
Watch our CEO chat to Meryam Omi, Head of Sustainability and Responsible Investment Strategy at Legal & General.
A smart alternative to a SIPP
PensionBee isn’t a SIPP, as our focus is on complete simplicity. Our three money managers invest your savings, so you carry less stress and responsibility.
Transferring your pension to PensionBee
- Easy and clear from the outset
- Funds from three of the world’s biggest money managers
- One low management fee
- 100% FSCS protected should a money manager fail
Transferring your pension to a traditional SIPP
- Detailed investment knowledge required
- Hundreds of funds to pick from
- Platform fees, management fees and share dealing fees
- Pensions usually only protected up to £50,000
See how our costs compare
Platform fee *
Average fund fee *
Av effect market spread *
Adviser fee *
Total fee
PensionBee Tracker
Platform fee *
0.35%
Average fund fee *
Included
Av effect market spread *
Included
Adviser fee *
-
Total fee
0.35%
PensionBee Tailored
Platform fee *
0.49%
Average fund fee *
Included
Av effect market spread *
Included
Adviser fee *
-
Total fee
0.49%
Fidelity
Platform fee *
0.35%
Average fund fee *
0.15%
Av effect market spread *
0%
Adviser fee *
-
Total fee
0.50%
Hargreaves Landsdown
Platform fee *
0.45%
Average fund fee *
0.15%
Av effect market spread *
0%
Adviser fee *
-
Total fee
0.60%
Adviser
Platform fee *
0.45%
Average fund fee *
0.15%
Av effect market spread *
0%
Adviser fee *
0.60%
Total fee
1.20%
* Fees charged on a £250,000 pension pot. For Fidelity and Hargreaves Lansdown we’ve taken the average fund price. Fund prices range from 0.06% to up to 2% depending on the fund you choose. We also do not charge you any on going extra fees on top of your plan.
Our plans are designed to grow your retirement money over time.
Below is the performance of our Tracker plan since 2002.
Source: State Street Global Advisors. Factsheet available here
Warning: Past performance is not indicative of future performance. The unit price displayed does not include PensionBee's fees of up to 0.5% per annum, which will reduce returns. Note that fees are 0.25% for amounts over £100,000. Unit prices are presented in £ sterling and the value of your pension may be impacted by currency fluctuations.
Start financing your retirement from 55
From the age of 55 you can start making pension withdrawals, and you can take up to 25% totally tax-free. Anything over this will incur a tax charge, but our handy calculator inside the BeeHive will tell you how much this could be.
Drawdown
allowance
- Tax-free allowance: 25%
- Taxable income: 75%
Make withdrawals in a few simple steps
Our drawdown option gets activated as soon as you hit your 55th birthday. From then on it’s just a case of visiting your BeeHive and answering some simple questions. Paying out your money typically takes around two to three weeks.


Access your savings in one place
PensionBee combines all your old pensions into one online plan. This makes withdrawals much simpler, as all your money is together. Plus you get personal customer support from your dedicated BeeKeeper.
Put more money in your pocket
Unlike other providers we won’t charge you excessive fees. There’s no drawdown costs unless you transfer to us and take your whole pot within 12 months.*
*If your pot has been with PensionBee for less than a year, then a full withdrawal of your pension will cost £400 (+ VAT).Is PensionBee safe?
If something happens to us or our money managers, your pension will be protected by the Financial Services Compensation Scheme up to 100%. In addition PensionBee is FCA (Financial Conduct Authority) approved , and we only offer the best security.

Put your pension in the palm of your hand
We give one you simple pension and one clear balance that you can check any time. Plus we’re partnering up with the biggest names in fintech, to make saving even easier.



Put your pension in the palm of your hand
We give one you simple pension and one clear balance that you can check any time. Plus we’re partnering up with the biggest names in fintech, to make saving even easier.


