Combine

Combine your old pensions and transfer them into a brand new PensionBee plan in a few easy steps

Combine Image
Combine Image
Combine Image
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Start your sign up

Joining PensionBee is free, which means we won't charge you for transferring your old pensions to us or for making contributions or withdrawals. Once we start managing your pension we'll charge you one transparent annual fee, which we'll automatically deduct from your pension pot. You can find out more on our pension fees page.

Important: With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.

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Start your sign up

Joining PensionBee is free, which means we won't charge you for transferring your old pensions to us or for making contributions or withdrawals. Once we start managing your pension we'll charge you one transparent annual fee, which we'll automatically deduct from your pension pot. You can find out more on our pension fees page.

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Tell us about your old pensions

The more information you can give us about your old pension providers, the faster we can find and transfer your money.

Don't worry if you don't have all the information to hand, you can always add it later. You can even tell us about your current employer pension, but we won't usually transfer it to PensionBee until you move jobs.

Pending Transfers Pending Transfers
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Hit "Confirm"

If you don't want to pick a plan straightaway, you can simply choose our default plan - Tailored - which automatically moves your money into safer assets as you grow older. There are a variety of pension plans to suit different savings needs, and you can change your plan at anytime.

Now we'll start contacting your previous pension providers to begin the process of moving your money to your new PensionBee pension. If we discover that an old pension provider charges an exit fee of more than £10, or that your pension comes with special benefits or guarantees, we'll ask your permission before we complete the transfer.

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Find out the pros and cons of consolidating your pensions
Find out the pros and cons of consolidating your pensions

What happens next?

Your personal BeeKeeper will be on hand to help look after you and your pension.

One of our beekeepers answering a call on her headset
One of our beekeepers answering a call on her headset

Manage your pension in a few clicks

As soon as your old pensions have been transferred to us, and your new pension is ready, we'll email to let you know. You can log into your account, or “BeeHive”, through our website or app, 24/7. You'll be able to:

- view the live balance of your new PensionBee pension;
- check the performance of your PensionBee pension;
- check the progress of your pension transfers from old providers; and
- pay money into your PensionBee pension.

Change your mind, anytime

If you change your mind about joining PensionBee, you can leave at any time. We won’t charge you an exit fee.

One of our beekeepers answering a call on her headset
See how we’ve helped Jake get his savings back on track.
See how we've helped Jake combine his pensions.

Be pension confident!

Combine your old pension pots into one new online plan. It takes just 5 minutes to sign up.

Get started

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Mobile PensionBee analytics chart
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