Combine

Combine your old pensions and transfer them into a brand new PensionBee plan in a few easy steps

Mobile screen showing a pension balance of £51,528 with recent transactions from Aviva pension, HMRC tax top up, personal contribution, and Nest pension, surrounded by circles with names of pension providers including Nest, Aviva, Willis Towers Watson, Aegon, Aon, Prudential, and NOW: Pensions.Mobile screen showing a pension balance of £51,528 with transactions from Aviva, HMRC, and Nest, surrounded by logos of pension providers including Nest, Willis Towers Watson, Aviva, Aegon, and Prudential.Mobile screen showing a pension balance of £51,528 with recent transactions from Aviva pension, HMRC tax top up, personal contribution, and Nest pension, surrounded by circles with names of pension providers including Nest, Aviva, Willis Towers Watson, Aegon, Aon, Prudential, and NOW: Pensions.
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Start your sign up

Joining PensionBee is free, which means we won't charge you for transferring your old pensions to us or for making contributions or withdrawals. Once we start managing your pension we'll charge you one transparent annual fee, which we'll automatically deduct from your pension pot. You can find out more on our pension fees page.

Mobile app screen showing a pension balance of £51,528.00 with recent contributions from Aviva, HMRC tax top up, personal contribution, and Nest pension, surrounded by bubbles labeled Willis Towers Watson, Nest, Aviva, Aegon, and Aon.
Important: With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.
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Start your sign up

Joining PensionBee is free, which means we won't charge you for transferring your old pensions to us or for making contributions or withdrawals. Once we start managing your pension we'll charge you one transparent annual fee, which we'll automatically deduct from your pension pot. You can find out more on our pension fees page.

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Tell us about your old pensions

The more information you can give us about your old pension providers, the faster we can find and transfer your money. Don't worry if you don't have all the information to hand, you can always add it later. You can even tell us about your current employer pension, but we won't usually transfer it to PensionBee until you move jobs.

If we discover that an old pension provider charges an exit fee of more than £10, or that your pension comes with special benefits or guarantees that you could lose, we'll ask your permission before we complete the transfer.

Mobile screen showing a pending transfer status with Aviva pension provider contacted and a progress circle at 20%.
Screenshot of a chat conversation between Simone, a PensionBee customer, thanking Ladé, a BeeKeeper, for sorting out her pension, and Ladé replying offering further help.Chat exchange showing a customer thanking a pensions adviser for transferring pensions, and the adviser responding with an offer to help further.Text message exchange showing a PensionBee customer named Simone thanking Ladé from BeeKeeper for sorting her pension, with profile photos of both women.
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Hit "Confirm"

We’ve got a variety of pension plans to suit different savings needs but if you don't want to choose one straight away, we’ll automatically invest you in one of our two default options depending on your age. Our Global Leaders Plan is our default for those under 50 with our 4Plus Plan the default option for those 50 or over. Across each of our plans, we charge one single annual pension fee and you can change your plan at any time.

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Find out the pros and cons of consolidating your pensions

What happens next?

Your personal BeeKeeper will be on hand to help look after you and your pension.

Manage your pension in a few clicks

As soon as your old pensions have been transferred to us, and your new pension is ready, we'll email to let you know. You can log into your account, or “BeeHive”, through our website or app, 24/7. You'll be able to:

- view the live balance of your new PensionBee pension;
- check the performance of your PensionBee pension;
- check the progress of your pension transfers from old providers; and
- pay money into your PensionBee pension.

Change your mind, anytime

If you change your mind about joining PensionBee, you can leave at any time. We won’t charge you an exit fee.

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See how we've helped Simone combine her pensions.

Be pension confident!

Be pension confident!

Combine your old pension pots into one new online plan. It takes just a few minutes to sign up.
Combine your old pensions into one simple plan
Invest with one of the world’s largest money managers
Make paper-free online withdrawals from the age of 55
Pay just one simple annual fee
  • Sign up in minutes
  • Transfer your old pensions into one new online plan
  • Invest with one of the world’s largest money managers
  • Pay just one simple annual fee
Capital at risk
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