Combine

Combine your old pensions and transfer them into a brand new PensionBee plan in a few easy steps

Combine Image
Combine Image
Combine Image
number one

Start your sign up

Joining PensionBee is free, which means we won't charge you for transferring your old pensions to us or for making contributions or withdrawals. Once we start managing your pension we’ll charge you one fair and transparent annual fee, which we’ll automatically deduct from your pension pot on a daily basis. You can find out more on our fees page.

number 2

Tell us about your old pensions

The more information you can give us about your old pension providers, the faster we can find and transfer your money. If you don't remember who your old providers are, you can tell us about your old employers instead and we’ll check our database to help you find your pensions.

Don’t worry if you don’t have all the information to hand, you can always add it later. You can even tell us about your current employer pension, but we won’t usually transfer it to PensionBee until you move jobs.

Pending Transfers Pending Transfers Pending Transfers
pensionbee live chat
number three

Hit "Confirm"

Now we'll start contacting your previous pension providers to begin the process of moving your money to your new PensionBee pension. If we discover that an old pension provider charges an exit fee of more than £10, or that your pension comes with special benefits or guarantees, we'll ask your permission before we complete the transfer.

Plus, you'll get personal customer support from your very own account manager, or "BeeKeeper", who'll guide you through the transfer process.

pensionbee live chat pensionbee live chat
Find out the pros and cons of consolidating your pensions
Find out the pros and cons of consolidating your pensions

Manage your pension in a few clicks

As soon as your old pensions have been transferred to us, and your new pension is ready, we'll email to let you know. You can log into your account, or "BeeHive", through our website or our iPhone and Android app from your favourite device, 24/7. You'll be able to:

  • View the value of your new PensionBee pension in real-time

  • See how your PensionBee pension has performed over time

  • Track outstanding pension transfers from your old providers

  • Pay money into your PensionBee pension

What happens next?

Your personal BeeKeeper will always be on hand to help look after you and your pension.

BeeKeeper support
BeeKeeper support

Switch plans anytime

You can pick a plan at any time, but if you don't want to decide straightaway, you can simply pick our most popular plan — Tailored — which automatically moves your money into safer assets as you grow older. There are seven PensionBee plans to suit different savings needs, and it’s free to change your plan at anytime. Our plans are managed by some of the largest money managers in the world: BlackRock, State Street Global Advisors, HSBC and Legal & General.

Change your mind, anytime

If you change your mind about joining PensionBee, you can leave at any time and we won’t ever charge you an exit fee.

BeeKeeper support
See how we’ve helped Lucille get her savings back on track.
See how we’ve helped Lucille combine her pensions

Join over 192,000 customers already using PensionBee

Get started