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May 30, 2025

Technology
Money Matters
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5 Reasons To Use Our Retirement Calculator

Jatniel Brito
3 minute read

Retirement planning raises many questions: How much will I need? Am I saving enough? Will my money last? Here’s how our calculator can help you feel more confident about retirement.

1. Simple and Easy to Use

Retirement tools can be complicated, but ours is simple. Our Retirement Calculator features an easy-to-understand projection chart with clear explanations.

All you need to do is enter a few basic details: your age, current retirement savings, planned contributions, and desired monthly retirement income. You can also adjust the default 5% inflation rate to your preferred setting.

2. See How Long Your Savings Could Last

One of the biggest questions people have about retirement is: “Will my savings be enough?” Enter a few details, and our calculator can help you estimate how long your savings could last in retirement.

Even better, if you’ve got old 401(k)s or retirement accounts lying around, bringing them together can help you see where you really stand for retirement. Consolidating your savings gives you a more complete savings total to enter, so the calculator can deliver a more reliable estimate.

3. Visualize the Impact of Contributions

Already have some savings set aside and wondering what to do next? The Retirement Calculator is here to help. It not only takes your current savings into account but also factors in your future contributions to show how your money could grow over time. Whether you’re making monthly contributions or adding one-time deposits, the calculator shows how these contributions can affect your savings over time. It helps you see how staying consistent can bring you closer to your retirement goals. With this tool, you can get a clearer picture of your savings, helping you feel more confident about your path to retirement.

Let’s Make Retirement Simple Together.

Got old 401(k)s? Rolling them into a PensionBee IRA takes only a few minutes and helps organize your retirement savings.

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Be Retirement Confident.

Roll over all your old 401(k)s into a PensionBee Individual Retirement Account (IRA). It takes just a few minutes to sign up.

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4. Track Your Progress

Retirement planning isn’t a one-and-done kind of deal. Your income might change, your lifestyle might shift, or maybe you decide you want to retire a little earlier.

That’s why the calculator isn’t just a one-time tool, it’s something you can come back to again and again. As life evolves, you can adjust your inputs and instantly see how changes affect your timeline or savings.

Maybe you get a raise and want to bump up your contributions, or maybe you just want to check in and make sure you’re still on track. If life changes, our calculator’s there to help you stay in the loop and in control.

5. Access Anytime, Anywhere

Life is busy, and retirement planning doesn’t have to happen at a desk with paperwork spread out around you. Sometimes you’d like to plan while you’re on the train, sipping your morning coffee, or during a quiet moment on the weekend when you finally have a chance to breathe.

Our calculator works seamlessly across all your devices: phone, tablet, laptop, you name it. Whether you’re at home or on the go, your retirement plan is just a few taps away.

Simplify Your Retirement Plan with PensionBee

Retirement planning isn’t about having all the answers today - it’s about taking steps to feel prepared and get in control. Our Retirement Calculator is one of those steps. Whether you’re just starting to save, rolling over old accounts, or fine-tuning your strategy, it’s here to help you plan smarter.

With PensionBee, you can bring your old 401(k)s and IRAs into one simple, easy-to-manage retirement account. You’ll also work with a BeeKeeper, your in-house guide to rolling over your accounts.  We make it simple to keep saving, track your progress, and invest in what matters most to you

Your investment can go down as well as up. This post, and any associated customer testimonial or third party endorsement, is provided solely for informational and educational purposes, should not be taken as tax, legal, financial or investment advice and is not an offer, solicitation, or recommendation to buy or sell any securities or investments. 

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Be Retirement Confident.

Roll over all your old 401(k)s into a PensionBee Individual Retirement Account (IRA). It takes just a few minutes to sign up.

Get started
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A rollover is not your only option for an old 401(k) or IRA, you may alternatively decide to leave your assets with your former employer, rollover your plan to a new employer or to cash in your old plan with the resulting tax penalties applied.  PensionBee Inc. does not provide tax advice or individual recommendations as to which of these options is most appropriate for your individual circumstances.  To understand the implications of each of the options available to you and help you decide between them you may wish to consult a tax professional who has knowledge of your individual circumstances. For more information see FINRA - Retirement Accounts.

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