Find out how to access your pension and how the withdrawal process works.

Find out the rules for accessing your state, personal and workplace pensions including how old you need to be and the most common withdrawal methods.

Read about the abolition of the LTA and the allowances that have replaced it.

Learn more about the lump sum allowance, the lump sum and death benefit allowance and the overseas transfer allowance.

Once you reach the age of 55 you’ll have the option of taking some or all of your pension out in cash. We explain in more detail.

Learn what a deferred pension is and the benefits of delaying taking your workplace and personal pensions, and also the State Pension.

Discover what income drawdown is and how you can use it to access your pension from the age of 55. Learn how income drawdown from PensionBee works.

Discover the different rules for claiming your workplace, personal and State Pension.

Investment Pathways provide a structured approach to managing pension savings as you transition into retirement. Most pensions can be accessed from the age of 55 (rising to 57 from 2028). While some people may choose to withdraw a lump sum or begin drawing a regular income, others may opt to leave their pension untouched for a longer period. Regardless of the approach, it's essential to have a strategic plan that aligns with your long-term financial goals.

The 4% rule can help you figure out how much money you can take from your pension each year, without running out of money.