Vesting means ownership. Your contributions are always yours, but employer matches may vest over time depending on how long you stay with the company.
By asking the right questions and working closely with your HR team, you can gain a clear understanding of how your 401(k) plan works.
Employer matching contributions are extra money your employer adds to your retirement account, often based on how much you contribute.
Learn the key 401(k) rollover rules and common errors to avoid when changing jobs, including tax implications, deadlines, and account transfer options.
You don’t need a workplace plan to save for retirement. Traditional, Roth, and SEP IRAs offer flexible, tax-advantaged ways to build your future.
Over 100 million Americans rely on 401(k)s to secure their financial future. But what’s a 401(k), and how does it work?
Maximize your 401(k) before year-end. Boost contributions, capture your employer match, review investments, and simplify your retirement accounts.
When you decide to pack in your job and head for greener pastures, the last thing on your mind is probably your 401(k).
Maximizing your 401(k) or IRA in your 20s starts with early contributions, consistent saving, and letting your money grow.
In a DC plan, both employees and employers contribute funds into individual accounts that are set up for each plan participant.
Roll over all your old 401(k)s into a PensionBee Individual Retirement Account (IRA). It takes just a few minutes to sign up.
Get started
Your investment is at risk. Past performance is no guarantee of future results.
Not bank guaranteed. Not FDIC insured.
