United States
This investment option is designed to preserve your investment principal with low risk and provide a low, stable rate of return until you can access your money in retirement.
The Treasury Portfolio is invested with ETFs powered by State Street, one of the world's largest asset managers. The portfolio is allocated with 90% in SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) and 10% in SPDR Bloomberg 3-12 Month T-Bill ETF (BILS).
Treasury bills (T-bills) are short-term securities issued by the U.S. government, where you lend money to the government for a fixed period. These securities are considered low risk because they are backed by the U.S. government.
You can find more information on the SPDR Bloomberg 1-3 Month T-Bill ETF or SPDR Bloomberg 3-12 Month T-Bill ETF (BILS) on the SSGA site.
BIL makes up 90% of the portfolio and provides exposure to very short-term U.S. Treasury Bills with maturities between 1 and 3 months.
Lower Sensitivity to Interest Rate Changes
Because BIL holds short-duration government securities, it tends to be less affected by interest rate movements compared to longer-term bonds.
Monthly Rebalancing Keeps It on Track
The fund adjusts its holdings on the last business day of each month to stay aligned with its target index.
Backed by High-Quality Treasury Bills
BIL invests in publicly issued U.S. Treasury Bills that are rated investment-grade, issued in U.S. dollars, and carry fixed interest rates.
Reflects the Active Market
This index excludes Treasury Bills held by the Federal Reserve, focusing only on the bills currently available in the market and weighted by their market size.
BILS makes up 10% of the portfolio and offers exposure to U.S. Treasury Bills with maturities between 3 and 12 months.
A Bit More Yield, Still Lower Risk
With slightly longer maturities than BIL, BILS targets short-term government bonds that may offer a bit more yield while maintaining relatively low risk and interest rate sensitivity.
Rebalanced Monthly for Consistency
The fund updates its holdings on the last business day of each month to stay aligned with the Bloomberg 3–12 Month U.S. Treasury Bill Index.
Built on Investment-Grade Bonds
BILS invests in publicly issued U.S. Treasury Bills that are rated investment-grade, issued in U.S. dollars, and have fixed interest rates.
Reflects the Active Market
The index excludes securities held by the Federal Reserve, focusing on market-available bonds and weighting them by market size.
After you claim your account, you can rollover your retirement funds and choose from our carefully selected investment portfolios, each designed to meet a variety of retirement goals.
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